ANQ: Cards, Loans, Rewards app for iPhone and iPad

Anq is India’s best rewards experience, with investment linked rewards in Gold & BitCoin called Bounties, for every purchase done on Anq X card, along with credit and loans available in Anq nQash program. Now, all your spends based rewards get auto linked to live Gold prices, and live BitCoin prices. Your rewards are issued to our in-app BitCoin wallet, or Gold wallet, based on your choice of Bounty.


X CARD

- Spend in Rupees and earn flat 1% rewards in Bitcoin or Digital Gold against the spend done, better than most credit cards 
- There is no capping or limits on the amount of rewards you can earn.
- Enjoy the convenience of using the X card at 9+ million merchants, both online and offline 
- Ensure security with military-grade 256-bit encryption 
- Access 24/7 customer support 
- Use with ease on Google Pay 
- Enjoy no annual fee 


PLATFORM FEES

One-time, non-refundable platform fee of INR 1499, inclusive of all taxes. 
To apply, follow these steps: 
- Download the Anq app 
- Subscribe by paying the platform fee 
- Complete the KYC process 
- Choose from a variety of products 
- Enter your details and start using digital card instantly and opt to receive a physical card delivered to your doorstep  


REFERRAL BONUS

Earn additional money by free bounties linked investment through our referral bonus of up to Rs 200 worth by inviting friends with your unique referral link. Theres no limit to the number of friends you can invite, so start spreading the word today! 


PARTNERS 

Anq is a technology service provider that offers X card and Quarky card through a partnership with Pine Labs Private Limited. Anq is acting as Digital Lending Platform on behalf of Liquiloans (NDX P2P Private Limited) and Samrat Motor Finance Limited. 


nQash (Loans & Credit)

- Get Instant Loan up to 7 lac with Anq App using Digital Gold, USDT, BUSD, USDC or Bitcoin as collateral. 
- Get instant loans collateralized by digital assets 
- Digital Gold, BTC and USDC collateral options 
- Secure storage in Anqs custodial wallets 
- Approval and Disbursement within 24 hours 
- Get LTV up to 220% 


Interest rates

- Starting from 0.87% p.m 
- Reducing rate / IRR - between 12% - 33% 
- Flexible repayment terms - 1-12 months 
- No prepayment / foreclosure penalties 
- Instant bank transfer of loan amount to your bank account 
- Real time LTV management 

Follow these simple steps to apply for an nQash loan: 

- Download the Anq app 
- Complete your KYC 
- Verify your details and deposit your digital assets to secure wallet 
- Choose loan amount and tenure 
- Add your bank account, set auto-pay and receive funds instantly in your bank account 


SHOPPING and OFFERS 

Anq provides rewards which are best in class of rewards apps in India, with market linked Gold and Bitcoin rewards called Bounties. Your Bounties are market Gold price and Bitcoin price linked. You can exit your Gold investment Bounties by selling it directly to your bank. For exiting Bitcoin, you can withdraw your Bitcoin from your in-app Bitcoin Wallet to your on chain Bitcoin wallet or any other exchange wallet.
Earn up to 20% rewards in Gold or BitCoin when you purchase shopping vouchers from over 200 merchants, including BOAT, Swiggy, Myntra, Flipkart, Amazon, MakeMyTrip, Puma, Armani and more. 
You can use the shopping vouchers online or offline on those brands, while earning rewards on Swiggy, Myntra, Flipkart, Nykaa and so on.